Insurance, Reinsurance & Pension Funds
The team upholds a solid ethical foundation, fostering trust among all parties in negotiations and enhancing communication to reach successful outcomes.
The insurance and reinsurance market is a key driver of Brazil's economy, but its intricate regulatory frameworks, contracts, and litigation require specialized knowledge. Our team leverages extensive expertise across a variety of legal disciplines to deliver the results our clients seek in this dynamic sector.
We advise international clients on structuring their ventures to optimize access to market opportunities while ensuring full compliance with Brazil's insurance regulations. Our team combines industry-specific knowledge from sectors such as banking, finance, infrastructure, oil and gas, power, shipping and telecommunications to offer a wide range of services tailored to the unique needs of each client:
- Strategic advice on mergers, acquisitions, company formation, and joint venture structuring
- Guidance on the purchase and sale of insurance portfolios
- Assistance with insurance claim regulations
- Customizing insurance policies for complex corporate risk management
- Review and negotiation of insurance, reinsurance, and brokerage contracts
- Drafting legal opinions and providing comprehensive legal counsel
- Representation in administrative, judicial, and arbitration proceedings, including before industry bodies like the Insurance Brokers Union (SINCOR)
- Structuring of insurance products and distribution systems
- Managing company and transaction registrations with SUSEP (Superintendence of Private Insurance) and the National Regulatory Agency for Private Health Insurance (ANS)
Our team operates with a strong ethical foundation, gaining the trust of all parties involved in negotiations and facilitating better communication to achieve positive outcomes.
In addition to representing insurers, reinsurers, and brokers, we are one of the few full-service firms in Brazil providing policyholder support. From the inception of an insurance contract to negotiation, review, and renewal, we guide clients through every stage, ensuring they secure the best terms for their interests.
Our experience extends to advising complementary pension plans, life insurance companies, supplementary health insurance providers, and large businesses that purchase insurance products. We offer comprehensive services in the following areas:
- Regulatory compliance and advice
- Establishment of sponsored and institutional pension funds
- Formulation and review of employee benefit plans
- Registration of transactions with PREVIC (National Superintendence of Complementary Pensions)
- Litigation representation in pension-related disputes
With our multidisciplinary approach, we bring valuable insight and practical solutions to all sectors of the insurance and pension industries, ensuring that our clients navigate the complexities of these markets with confidence and success.